Alfred was born in Bukuru near Jos, Plateau State on November 13, 1970. He holds a B.Sc. Degree in Economics, Second Class Upper Division from the University of Benin, Benin City, Edo State in Nigeria. He is an Associate Chartered Accountant (ACA) with the Institute of Chartered Accountants of Nigeria (ICAN).
Alfred joined Fidelity Union Merchant Bank Limited (FUMBL) now Fidelity Bank PLC in 1998 after the mandatory National Youth Service and rose within a period of seven years to the position of a Deputy Manager and Group Head, Non-Bank Financial Institutions. He has over 10 years’ experience in bank and non bank financing.